I don’t think Kelly meant it that way.

It’s not that those with net worth “shouldn’t” be here, but that they don’t necessarily “need” to be in this group. I would make the assumption by the name of the group alone that most members are those who are trying to get out of debt. Or at least, that would be the original reason for joining…that was my reason. BUT, I can see myself a few years down the road being debt free and still participating in this group in order to help others and share my experiences.

If I had a 300,000 net worth

I wouldn’t need to be on this list. Net worth means after debt, and if I had that much net worth, my debt would not be causing me grief. Also, if I didn’t have any debt problems, paid my debts on time and saved as I need to, lived within my means at all times, I again wouldn’t need this list. The reason I need this list is I have done, and sometimes continue to do, stupid things. Some I repeat, which is really stupid, and some are new “challenges.” Nevertheless, I need the advice and moral support of this list.