I’m very depressed. “even if” we were completely out of debt, we couldn’t live on just DH’s income alone…thanks to the $2k a month for medical and car insurance. but at least I have a plan with the income we do have.
So i noticed one of the things where the irregular income falls down…it really has to be combined with a regular budget. For example, doing the irregular budget presumes that things can “just wait” like medical insurance etc vs the reality that they hit on specific days of the month. so it will take a little finagling.
thanks for letting me share.