I hope, so these ideas never crossed my mind. I stay here because it keeps me motivated. I very well could lapse back into the abyss of debt and not feel bad about it, but I stay here to remind me of whence I’ve come. Listening to struggles and offering advice (for what its worth) keep me grounded so to speak.
I came from positive net worth, I didn’t grow up witnessing debt but I tried it out for a time. Then sense was restored to me and I’ve decided never to walk on that line again. I was delighted to find a Dave Ramsey group, as listening to his local radio program (before he became a national phenom) on my drives through Tennessee, really enlightened me. I can’t say that I followed him on my path to freedom, didn’t get to hear enough of him, but when I compared what he teaches, with what my now ex husband and I did, it was like confirmation that I did the right thing and could be assured of a better future. I’ve been n the positive side of debt for about 9 years now.
No Im not here to write any expose’s, just a testimony that it works.